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Home Insurance

List of the different Home Insurance Brokers
 
→ Zurich: Zurich Home Insurance Zurich Insurance Company is one of the largest insurance companies in the world.

Their Home Solutions policy offers excellent buildings and contents cover – as a result of recent independent research carried out in October 2005, Defaqto awarded Zurich Insurance a 5-star rating for both their Car Solutions and Home (buildings and contents) Solutions insurance policies.

This makes Zurich the only insurance company to hold awards for both home and motor products, based on the criteria of the 2005 Defaqto reports.
→ Barclays Home Insurance Barclays Home Insurance guarantees to beat the cost of your home renewal cover. And if not, Barclays Home insurance will knock down their price and give you £50 when you switch to Barclays. All you need is two years no claims under your belt.
→ British Gas: British Gas Home Insurance British Gas Home Insurance offers:

• A competitively priced comprehensive product
• Up to 30% No Claims Discount
• Allows you to carry over any claim free years from other insurance providers
• Starts at 10% for one claim-free year rising to 30% if you have five claim-free years
• Additional 10% discount if you buy on-line
• A further 5% saving if you take contents and buildings insurance
• Unlimited buildings sum insured so you’re covered for the full cost of a rebuild should the worst happen
• £100k worth of contents insurance with all contents replaced on a new-for-old basis
• Monthly repayments at no extra charge - so you can spread your payments by direct debit over 12 months
• Up to £25 towards any cancellation fees your existing provider may charge
• Free Legal Expenses Cover included for the first year – provides up to £50,000 per incident in the event of a claim
→ Privilege – Home Insurance With Privilege Home Insurance you can enjoy:

• A guarantee Privilege will beat your renewal quote if you have not claimed in the last 4 years
• A 20% discount off your first year's premium when you switch to Privilege home insurance
• If you already have Privilege Car Insurance, Privilege will give you a 25% introductory discount on your home insurance
• With Privilege’s exclusive Internet prices you will also get a 5% discount for buying online.
• Privilege’s cover is fully approved by all major mortgage lenders
• Privilege’s buildings insurance covers you against disasters such as storm, flood damage and subsidence
• While Privilege contents cover will replace your old items with new equivalents
• You can also add our Accidental Damage option to your buildings or contents cover for extra peace of mind
→ esure.com – Home Insurance esure.com are very selective about the homes they will insure and only offer cover in areas where they believe the risk of flooding and subsidence to be low, which makes their prices hard to beat.
esure.com have also been named ‘Best Internet Insurance Provider’ by Mortgage Advicer and Home Buyer magazine for the second year running, so you don’t have to just take their word for it!

On top of significant savings, esure offer a market beating no claim discount on their contents insurance, which can be built to 45% - allowing you to save even more.
• Tailor-made policies to suit customers’ specific needs
• fast, efficient telephone claims service
• access to a free legal advice help line as part of the policy
• 15% online discount for all customers!
→ Churchill: Home Insurance Why Churchill?

• 20% introductory discount and an additional 10% discount if you buy online
• Peace of mind - up to £40,000 contents cover and £250,000 buildings cover
• New for old replacement of household contents
• Up to 30% No Claim Discount which you can choose to protect
• Winner of Your Money 2005 Best Direct Home and Contents Insurance Provider
→ Direct Line Home Insurance Direct Line Home Insurance benefits are:

• 10% online discount
• An extra 10% introductory discount when you buy both buildings and contents cover
• Direct Line’s Home Repair Network means they find reputable tradesmen for you and pay them direct
• All Direct Line’s repair work is guaranteed for 12 months for claims between £1,000 and £10,000
• New for old replacements, garden contents included, up to £1,000 as standard
• Direct Line Home Insurance will arrange delivery of replacement goods, direct to your door, wherever possible
→ More Than: Home Insurance A whopping £60,000 worth of contents cover at great value prices with MORE TH>N. Enjoy a 24 hour helpline.
Apply online and get a 25% discount.
→ The AA Home Insurance The AA are one of the most recognised and trusted names in the insurance market. AA will search over 10 leading insurers to find you the best home insurance quote they can. Plus, the AA offer a 15% online discount for new customers.

Reasons to Choose AA Home Insurance

Contents Insurance
• New-for-old cover
• Credit/debit card fraud up to £500
• Up to £3,000 to cover theft from your garage or shed
• Up to £25,000 for legal expenses

Buildings Insurance
• Fire and storm damage
• Accidental damage
→ Virgin Money: Home Insurance Virgin Home Insurance is a competitive home insurance that could save you up to £180*.
*Source:Direct Excellence 11/05 Based on customer paying monthly

With Virgin Home Insurance there is no extra charge for paying monthly, and you could get 10% off your home quote if you've already got Virgin's car insurance, pet insurance, or annual travel insurance.
→ ASDA Home Insurance ASDA Home Insurance benefits are:

• New for Old cover - brand new replacement goods if your originals can't be repaired
• ASDA Home Insurance deal direct with the tradesmen for you - no need to get quotes: all you pay is your excess
• Claims dealt with quickly - one phone call is normally all it takes
• Cover options to suit your lifestyle and your pocket
• Friendly helpful service
• Choice of ways to pay
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